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US interest rate

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USINTR chart



Key data points


Last release
—
Observation period
Jul 30, 2025
Next release
—
Forecast
—
Highest
20.00 % on May 8, 1981
Lowest
0.25 % on Feb 28, 2022

About US interest rate


Category
Money
Source
Federal Reserve
Frequency
Daily
Units
%
In the United States, the authority to set interest rates is divided between the Board of Governors of the Federal Reserve (Board) and the Federal Open Market Committee (FOMC). The Board decides on changes in discount rates after recommendations submitted by one or more of the regional Federal Reserve Banks. The FOMC decides on open market operations, including the desired levels of central bank money or the desired federal funds market rate.

USA in figures — see more economic indicators tied to USINTR.
Banks Balance Sheet
USBBS
Central Bank Balance Sheet
USCBBS
Foreign Bond Investment
USFBI
Foreign Exchange Reserves
USFER
Interbank Rate
USINBR
Interest Rate
USINTR
Loans to Private Sector
USLPS
Money Supply M0
USM0
Money Supply M1
USM1
Money Supply M2
USM2
Private Debt to GDP
USPDG
Repo Rate
USRR
Secured Overnight Financing Rate
USSECOFR

US interest rate reports history



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Frequently Asked Questions


US interest rate is 4.5% at the moment.
Last month US interest rate was 4.5%, and the month before it reached 4.5%.
Interest rate is the proportion of a loan that is charged as interest to the borrower, typically an annual percentage of the loan outstanding. When it comes to the national level, interest rate is a rate at which banks borrow money from a country's central bank.
Yes, negative interest rate can be used by the government as a monetary policy tool to stimulate economy growth.
Growing or falling interest rate can influence the country's economy, stimulate it or lower the inflation level. Even people can feel the effect of interest rate's movements — for example, if interest rate increases, loans get more expensive.