KB FINANCIAL GROUP INC CEDEAR EACH REP 0.5 ADRKK

KB FINANCIAL GROUP INC CEDEAR EACH REP 0.5 ADR

34,225ARSD
+1,200+3.63%
At close at Apr 15, 18:32 GMT
ARS
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KB fundamentals

Key facts

Market capitalization‪23.40 T‬ARS
Basic EPS (TTM)8,901.76ARS
Founded1963
CEOJong-Hee Yang
Websitekbfg.com
About

KB Financial Group, Inc. engages in providing financial services through its subsidiaries. It operates through the following segments: Corporate Banking, Retail Banking, Other Banking Services, Credit Card, Life Insurance, Non-Life insurance and Securities. The Corporate Banking business segment provides services such as loans, overdrafts, deposits, credit facilities and other foreign currency activities. The Retail Banking business segment offers services such as private customer current accounts, savings, deposits, consumer loans and mortgage loans. The Other Banking business segment provides services relating to banking business besides corporate banking and retail banking services. The Credit Card business segment offers services such as domestic as well as overseas credit and debit card operations. The Life Insurance business segment provides products such as life insurance and wealth management. The Non-Life Insurance business segment refers to the provision of non-life insurance and other supporting activities. The Securities business segment focuses on investment baking, brokerage services, and other supporting activities. The company was founded in February 1963 and is headquartered in Seoul, South Korea.

Ownership
‪‪373.60 M‬‬
Free Float shares
‪‪349.57 M‬‬ (93.57%)
Closely held shares
‪‪24.03 M‬‬ (6.43%)
Free Float shares
‪‪349.57 M‬‬ (93.57%)
Closely held shares
‪‪24.03 M‬‬ (6.43%)
Capital structure
Market cap
‪‪23.40 T‬‬
Debt
‪‪104.28 T‬‬
Minority interest
‪‪1.34 T‬‬
Cash & equivalents
‪‪11.21 T‬‬
Enterprise value
‪‪117.80 T‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪23.40 T‬‬
Price to earning ratio (P/E)
3.27x
Price to sales ratio (P/S)
0.32x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
3.27x
Price to sales ratio (P/S)
0.32x
Valuation ratios
‪0.00‬
‪0.16‬
‪0.32‬
‪0.48‬
‪0.64‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪2.00‬
‪4.00‬
‪6.00‬
‪8.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪1.5%‬
‪4.5%‬
‪7.5%‬
‪10.5%‬
‪13.5%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪‪3.50 T‬‬
‪‪7.00 T‬‬
‪‪10.50 T‬‬
‪‪14.00 T‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪2.10 T‬‬
‪‪4.20 T‬‬
‪‪6.30 T‬‬
‪‪8.40 T‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪2.10 T‬‬
‪‪4.20 T‬‬
‪‪6.30 T‬‬
‪‪8.40 T‬‬

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
2021
2022
2023
2024
2025
‪0.00‬
‪‪3.50 T‬‬
‪‪7.00 T‬‬
‪‪10.50 T‬‬
‪‪14.00 T‬‬
Actual
Estimate
Earnings
Next:Feb 10, 2026
2021
2022
2023
2024
2025
‪0.00‬
‪‪3.00 K‬‬
‪‪6.00 K‬‬
‪‪9.00 K‬‬
‪‪12.00 K‬‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
24.74%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
3.83%
Last payment
184.316
Last ex-date
Sep 27, 2024
Last pay date
Nov 19, 2024
Dividend history
‪3.5%‬
‪4.2%‬
‪4.9%‬
‪5.6%‬
‪6.3%‬
2020
2021
2022
2023
2024
‪0.00‬
‪600.00‬
‪‪1.20 K‬‬
‪‪1.80 K‬‬
‪‪2.40 K‬‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−170.00 T‬‬
‪0.00‬
‪‪170.00 T‬‬
‪‪340.00 T‬‬
‪‪510.00 T‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio