ITAUUNIBANCOON EJ N1II

ITAUUNIBANCOON EJ N1

28.97BRLD
−0.03−0.10%
As of today at 13:52 GMT
BRL
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ITUB3 fundamentals

Key facts

Market capitalization‪300.01 B‬BRL
Founded1924
Employees (FY)‪96.7 K‬
CEOMilton Maluhy Filho
About

Itaú Unibanco Holding SA provides financial products and services to individual and corporate clients in Brazil and abroad. It operates through the following segments: Retail Banking, Wholesale Banking, and Activities with the Market and Corporation. The Retail Banking segment includes credit cards, asset management, insurance, pension plan and capitalization products, and a variety of credit products and services for individuals and small companies. The Wholesale Bank segment offers corporate and investment banking activities, including its middle-market banking business. The Activities with the Market and Corporation segment deals with the result arising from capital surplus, subordinated debt surplus and the net balance of tax credits and debts. The company was founded in 1924 and is headquartered in São Paulo, Brazil.

Ownership
‪‪4.96 B‬‬
Closely held shares
‪‪4.51 B‬‬ (90.92%)
Free Float shares
‪‪450.30 M‬‬ (9.08%)
Closely held shares
‪‪4.51 B‬‬ (90.92%)
Free Float shares
‪‪450.30 M‬‬ (9.08%)
Capital structure
Market cap
‪‪300.01 B‬‬
Debt
‪‪912.85 B‬‬
Minority interest
‪‪10.19 B‬‬
Cash & equivalents
‪‪196.82 B‬‬
Enterprise value
‪‪1.03 T‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪300.01 B‬‬
Price to earning ratio (P/E)
6.86x
Price to sales ratio (P/S)
0.83x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
6.86x
Price to sales ratio (P/S)
0.83x
Valuation ratios
‪0.00‬
‪0.25‬
‪0.50‬
‪0.75‬
‪1.00‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪2.50‬
‪5.00‬
‪7.50‬
‪10.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪10.0%‬
‪10.7%‬
‪11.4%‬
‪12.1%‬
‪12.8%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪‪25.00 B‬‬
‪‪50.00 B‬‬
‪‪75.00 B‬‬
‪‪100.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪25.00 B‬‬
‪‪50.00 B‬‬
‪‪75.00 B‬‬
‪‪100.00 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪25.00 B‬‬
‪‪50.00 B‬‬
‪‪75.00 B‬‬
‪‪100.00 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Retail Banking
Wholesale Banking
Activity with the Market + Corporation
By country
Period: 2024
Brazil
Abroad

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪12.00 B‬‬
‪‪24.00 B‬‬
‪‪36.00 B‬‬
‪‪48.00 B‬‬
Actual
Estimate
Earnings
Next:May 12, 2025
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪0.30‬
‪0.60‬
‪0.90‬
‪1.20‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
26.09%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
9.07%
Next payment
0.015
Next ex-date
Apr 1, 2025
Dividend history
‪1.5%‬
‪3.1%‬
‪4.7%‬
‪6.3%‬
‪7.9%‬
2020
2021
2022
2023
2024
‪0.00‬
‪0.70‬
‪1.40‬
‪2.10‬
‪2.80‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−400.00 B‬‬
‪0.00‬
‪‪400.00 B‬‬
‪‪800.00 B‬‬
‪‪1.20 T‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio