$AFRM starting analysis...Now that BNPL (Buy Now Pay Later) is souring, higher defaults, target demo less likely to be able to pay back, that puts the entire business model of Affirm at risk. Not to mention that there is almost nothing proprietary about the theory of buy now pay later (credit cards). So If we wanted to take a flier that this company is overvalued by several billion, I could get there. Going to watch post FOMC and see if there is a long term put lotto that I could hop on and ride for a month.