PT Bank Artha Graha Internasional Tbk engages in the provision of general banking services. It operates through the following segments: Productive, Consumptive, Treasury, and Other. The Productive segment includes loans disbursed to productive sectors among others working capital, and investment loans. The Consumptive segment focuses on loans granted for consumptive purposes. The Treasury segment relates to the Bank’s treasury activities including money market, foreign exchange, and securities transactions. The Other segment refers to back-office activities and non-earning divisions. The company was founded on September 7, 1973 and is headquartered in Jakarta, Indonesia.