BNK FINANCIAL GROUP INC.BB

BNK FINANCIAL GROUP INC.

10,750KRWD
−410−3.67%
At close at 06:44 GMT
KRW
No trades
See on Supercharts

138930 fundamentals

Key facts

Market capitalization‪3.56 T‬KRW
Basic EPS (TTM)2,440.54KRW
Founded2011
CEODae In Bin
Websitebnkfg.com
About

BNK Financial Group, Inc. engages in the management of its subsidiaries. It operates through the following business divisions: Banking, Goddess Specialized Financial, Finance Investment, Savings Banking, Venture Investment, Credit Investigation and Collection Agency, System Supply and Development, and Holding Company. The Banking business division offers foreign exchange business, payment guarantee business, issuance of securities and investment certificate. The Goddess Specialized Financial operates installment finance, facility rental, general lending, and new technology business finance businesses. The Financial Investment business division provides financing methods to those seeking funds and investment opportunities. The Savings Banking business division focuses on small business finances. The Venture Investment business division refers to the investment and finance of small and medium-sized businesses. The Credit Investigation and Collection Agency business divisions act as an agent for credit investigation, requesting payment of debts, collecting payment, and locating debtors. The System Supply and Development business division provides financial IT services. The Holding Company business division focuses on management tasks. The company was founded on March 15, 2011 and is headquartered in Busan, South Korea.

Ownership
‪‪318.38 M‬‬
Free Float shares
‪‪269.54 M‬‬ (84.66%)
Closely held shares
‪‪48.85 M‬‬ (15.34%)
Free Float shares
‪‪269.54 M‬‬ (84.66%)
Closely held shares
‪‪48.85 M‬‬ (15.34%)
Capital structure
Market cap
‪‪3.56 T‬‬
Enterprise value
‪‪3.56 T‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪3.56 T‬‬
Price to earning ratio (P/E)
Price to sales ratio (P/S)
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
Price to sales ratio (P/S)
Valuation ratios
‪0.00‬
‪0.09‬
‪0.18‬
‪0.27‬
‪0.36‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪1.20‬
‪2.40‬
‪3.60‬
‪4.80‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪−4%‬
‪0%‬
‪4%‬
‪8%‬
‪12%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−1.60 T‬‬
‪0.00‬
‪‪1.60 T‬‬
‪‪3.20 T‬‬
‪‪4.80 T‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪1.20 T‬‬
‪‪2.40 T‬‬
‪‪3.60 T‬‬
‪‪4.80 T‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪1.20 T‬‬
‪‪2.40 T‬‬
‪‪3.60 T‬‬
‪‪4.80 T‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Busan Bank
Kyongnam Bank
Other
BNK Capital
BNK Investment Securities
BNK Savings Bank
By country
Period: 2024
South Korea

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪250.00 B‬‬
‪‪500.00 B‬‬
‪‪750.00 B‬‬
‪‪1.00 T‬‬
Actual
Estimate
Earnings
Next:Apr 24, 2025
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪200.00‬
‪400.00‬
‪600.00‬
‪800.00‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
26.63%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
5.82%
Last payment
450.00
Last ex-date
Feb 27, 2025
Dividend history
‪5.5%‬
‪6.6%‬
‪7.7%‬
‪8.8%‬
‪9.9%‬
2020
2021
2022
2023
2024
‪0.00‬
‪170.00‬
‪340.00‬
‪510.00‬
‪680.00‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−40.00 T‬‬
‪0.00‬
‪‪40.00 T‬‬
‪‪80.00 T‬‬
‪‪120.00 T‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪4.00‬
‪8.00‬
‪12.00‬
‪16.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio