Overview

Financials

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FSUN fundamentals

Overview Statements Statistics Dividends Earnings Revenue

Key facts

‪1.07 B‬USD

—

14.24

2.75USD

1981

‪1.14 K‬

Neal E. Arnold

ir.firstsuncb.com

About

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.

Ownership

‪‪27.75 M‬‬

Closely held shares

‪‪16.98 M‬‬ (61.2%)

Free Float shares

‪‪10.77 M‬‬ (38.8%)

Closely held shares

‪‪16.98 M‬‬ (61.2%)

Free Float shares

‪‪10.77 M‬‬ (38.8%)

Capital structure

Market cap

‪‪1.07 B‬‬

Debt

‪‪249.92 M‬‬

Cash & equivalents

‪‪615.92 M‬‬

Enterprise value

‪‪702.52 M‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary

‪‪1.07 B‬‬

Price to earning ratio (P/E)

14.24x

Price to sales ratio (P/S)

1.95x

Market Cap

Net income

Revenue

Price to earning ratio (P/E)

14.24x

Price to sales ratio (P/S)

1.95x

Valuation ratios

‪0.00‬

‪0.60‬

‪1.20‬

‪1.80‬

‪2.40‬

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪0.00‬

‪4.00‬

‪8.00‬

‪12.00‬

‪16.00‬

P/E

P/S

Growth and Profitability

Company’s recent performance and margins

Performance

‪9.0%‬

‪11.5%‬

‪14.0%‬

‪16.5%‬

‪19.0%‬

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪0.00‬

‪‪40.00 M‬‬

‪‪80.00 M‬‬

‪‪120.00 M‬‬

‪‪160.00 M‬‬

Total revenue

Net income

Net margin %

Revenue to profit conversion

Total revenue

Int. expense & PCL

Non-int. expense

Op income

Unusual income/ expense

Pretax income

Taxes & Other

Net income

‪0.00‬

‪‪40.00 M‬‬

‪‪80.00 M‬‬

‪‪120.00 M‬‬

‪‪160.00 M‬‬

Total revenue

Int. & Non-int. expenses

Op income

Expenses & adjustments

Net income

‪0.00‬

‪‪40.00 M‬‬

‪‪80.00 M‬‬

‪‪120.00 M‬‬

‪‪160.00 M‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business

Period: 2024

Banking

Mortgage Operations

By country

Period: 2024

United States

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue

Q1 '24

Q2 '24

Q3 '24

Q4 '24

Q1 '25

‪0.00‬

‪‪25.00 M‬‬

‪‪50.00 M‬‬

‪‪75.00 M‬‬

‪‪100.00 M‬‬

Actual

Estimate

Earnings

Next:May 6, 2025

Q1 '24

Q2 '24

Q3 '24

Q4 '24

Q1 '25

‪0.00‬

‪0.25‬

‪0.50‬

‪0.75‬

‪1.00‬

Actual

Estimate

Dividends

Dividend yield, history and sustainability

FSUN does not pay dividends

The company has not previously paid dividends and at the moment there is no information about whether it is going to pay them in the future

Financial health

Financial position and solvency of the company

Loans and customer deposits

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪‪−2.50 B‬‬

‪0.00‬

‪‪2.50 B‬‬

‪‪5.00 B‬‬

‪‪7.50 B‬‬

Net loans

Total deposits

Loan loss allowances

Capital adequacy analysis

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪0.00‬

‪4.00‬

‪8.00‬

‪12.00‬

‪16.00‬

Common equity Tier 1 ratio

Tier 1 capital ratio

Total capital ratio