Overview

Financials

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QCRH fundamentals

Overview Statements Statistics Dividends Earnings Revenue

Key facts

‪1.22 B‬USD

0.32%

11.18

6.76USD

1993

‪1.01 K‬

Todd A. Gipple

qcrh.com

About

QCR Holdings, Inc. operates as a multi-bank holding company which engages in the provision of commercial banking services. It operates through the following segments: Commercial Banking, Wealth Management and All Other. The Commercial Banking segment consists of the firm's subsidiary banks, Quad City Bank & Trust Co., Cedar Rapids Bank & Trust Co., Community State Bank, and Rockford Bank & Trust Co. The Wealth Management segment represents the trust and asset management, investment management and advisory services. The All Other segment includes the operations of all other consolidated subsidiaries and defined operating segments that fall below the segment reporting thresholds. The company was founded by Douglas M. Hultquist and Michael A. Bauer in February 1993 and is headquartered in Moline, IL.

Ownership

‪‪16.90 M‬‬

Free Float shares

‪‪16.27 M‬‬ (96.28%)

Closely held shares

‪‪628.07 K‬‬ (3.72%)

Free Float shares

‪‪16.27 M‬‬ (96.28%)

Closely held shares

‪‪628.07 K‬‬ (3.72%)

Capital structure

Market cap

‪‪1.22 B‬‬

Debt

‪‪573.77 M‬‬

Cash & equivalents

‪‪91.73 M‬‬

Enterprise value

‪‪1.71 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary

‪‪1.22 B‬‬

Price to earning ratio (P/E)

11.18x

Price to sales ratio (P/S)

2.13x

Market Cap

Net income

Revenue

Price to earning ratio (P/E)

11.18x

Price to sales ratio (P/S)

2.13x

Valuation ratios

‪0.00‬

‪0.60‬

‪1.20‬

‪1.80‬

‪2.40‬

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪0.00‬

‪3.50‬

‪7.00‬

‪10.50‬

‪14.00‬

P/E

P/S

Growth and Profitability

Company’s recent performance and margins

Performance

‪15.0%‬

‪16.5%‬

‪18.0%‬

‪19.5%‬

‪21.0%‬

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪0.00‬

‪‪45.00 M‬‬

‪‪90.00 M‬‬

‪‪135.00 M‬‬

‪‪180.00 M‬‬

Total revenue

Net income

Net margin %

Revenue to profit conversion

Total revenue

Int. expense & PCL

Non-int. expense

Op income

Unusual income/ expense

Pretax income

Taxes & Other

Net income

‪0.00‬

‪‪40.00 M‬‬

‪‪80.00 M‬‬

‪‪120.00 M‬‬

‪‪160.00 M‬‬

Total revenue

Int. & Non-int. expenses

Op income

Expenses & adjustments

Net income

‪0.00‬

‪‪40.00 M‬‬

‪‪80.00 M‬‬

‪‪120.00 M‬‬

‪‪160.00 M‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business

Period: 2024

Commercial Banking - Cedar Rapids Bank and Trust

Commercial Banking - Quad City Bank and Trust

Commercial Banking - Guaranty Bank

All Other

Commercial Banking - Community State Bank

By country

Period: 2024

United States

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue

Q1 '24

Q2 '24

Q3 '24

Q4 '24

Q1 '25

‪0.00‬

‪‪30.00 M‬‬

‪‪60.00 M‬‬

‪‪90.00 M‬‬

‪‪120.00 M‬‬

Actual

Estimate

Earnings

Next:Apr 29, 2025

Q1 '24

Q2 '24

Q3 '24

Q4 '24

Q1 '25

‪0.00‬

‪0.50‬

‪1.00‬

‪1.50‬

‪2.00‬

Actual

Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary

3.58%

Earnings retained

Payout ratio (TTM)

Dividend yield TTM

0.32%

Next payment

0.06

Next ex-date

Mar 19, 2025

Dividend history

‪0.25%‬

‪0.35%‬

‪0.45%‬

‪0.55%‬

‪0.65%‬

2020

2021

2022

2023

2024

‪0.00‬

‪0.06‬

‪0.12‬

‪0.18‬

‪0.24‬

Dividends per share (FY)

Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪‪−2.50 B‬‬

‪0.00‬

‪‪2.50 B‬‬

‪‪5.00 B‬‬

‪‪7.50 B‬‬

Net loans

Total deposits

Loan loss allowances

Capital adequacy analysis

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪0.00‬

‪4.00‬

‪8.00‬

‪12.00‬

‪16.00‬

Common equity Tier 1 ratio

Tier 1 capital ratio

Total capital ratio