IDBI BANK LTDII

IDBI BANK LTD

68.95INRR
−2.07−2.91%
As of today at 07:36 GMT
INR
No trades
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IDBI fundamentals

Key facts

Market capitalization‪770.52 B‬INR
Founded1964
Employees (FY)‪19.01 K‬
CEORakesh Sharma
About

IDBI Bank Ltd. engages in the provision of commercial banking services to retail and corporate customers. It operates through the following segments: Corporate and Wholesale Banking; Retail Banking; Treasury; and Other Banking and Group Operations. The Corporate and Wholesale Banking segment includes corporate relationship covering deposit and credit activities other than retail, as well as corporate advisory and syndication, project appraisal, and investment portfolio. The Retail Banking segment comprises of credit and deposit activities that are primarily oriented towards individuals and small business including priority sector lending. The Treasury segment trades portfolio of investments, money market operations, derivative trading, and foreign exchange operations on the proprietary account and for customers. The Other Banking and Group Operations segment Includes operations and activities of group companies other than bank. The company was founded on July 01, 1964 and is headquartered in Mumbai, India.

Ownership
‪‪10.75 B‬‬
Free Float shares
‪‪5.86 B‬‬ (54.52%)
Closely held shares
‪‪4.89 B‬‬ (45.48%)
Free Float shares
‪‪5.86 B‬‬ (54.52%)
Closely held shares
‪‪4.89 B‬‬ (45.48%)
Capital structure
Market cap
‪‪770.52 B‬‬
Debt
‪‪187.96 B‬‬
Minority interest
‪‪1.58 B‬‬
Cash & equivalents
‪‪200.96 B‬‬
Enterprise value
‪‪759.10 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪770.52 B‬‬
Price to earning ratio (P/E)
10.73x
Price to sales ratio (P/S)
2.32x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
10.73x
Price to sales ratio (P/S)
2.32x
Valuation ratios
‪0.00‬
‪0.80‬
‪1.60‬
‪2.40‬
‪3.20‬
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪4.00‬
‪8.00‬
‪12.00‬
‪16.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪15.0%‬
‪17.1%‬
‪19.2%‬
‪21.3%‬
‪23.4%‬
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪‪25.00 B‬‬
‪‪50.00 B‬‬
‪‪75.00 B‬‬
‪‪100.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪25.00 B‬‬
‪‪50.00 B‬‬
‪‪75.00 B‬‬
‪‪100.00 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪25.00 B‬‬
‪‪50.00 B‬‬
‪‪75.00 B‬‬
‪‪100.00 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2023
Retail Banking
Treasury
Corporate/Wholesale Banking
Other Banking Operations
Unallocated
By country
Period: 2023
India

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
2020
2021
2022
2023
2024
‪0.00‬
‪‪50.00 B‬‬
‪‪100.00 B‬‬
‪‪150.00 B‬‬
‪‪200.00 B‬‬
Actual
Estimate
Earnings
Next:May 5, 2025
2020
2021
2022
2023
2024
‪0.00‬
‪0.90‬
‪1.80‬
‪2.70‬
‪3.60‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
22.38%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
2.09%
Last payment
1.50
Last ex-date
Jul 16, 2024
Dividend history
‪0.0%‬
‪0.6%‬
‪1.2%‬
‪1.8%‬
‪2.4%‬
2019
2020
2021
2022
2023
‪0.00‬
‪0.40‬
‪0.80‬
‪1.20‬
‪1.60‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪‪800.00 B‬‬
‪‪1.60 T‬‬
‪‪2.40 T‬‬
‪‪3.20 T‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q3 '23
Q4 '23
Q1 '24
Q2 '24
Q3 '24
‪0.00‬
‪6.00‬
‪12.00‬
‪18.00‬
‪24.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio