Overview

Financials

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SYBT fundamentals

Overview Statements Statistics Dividends Earnings Revenue

Key facts

‪2.04 B‬USD

1.80%

17.67

3.91USD

1988

‪1.08 K‬

James A. Hillebrand

syb.com

About

Stock Yards Bancorp, Inc. is a holding company, which engages in the provision of commercial and personal banking services. It operates through the following segments: Commercial Banking and Wealth Management and Trust. The Commercial Banking segment includes mortgage banking and investment products sales activity. The Wealth Management and Trust segment provides investment and company retirement plan management, retirement planning, trust, estate, and financial planning services in all markets. The company was founded in 1988 and is headquartered in Louisville, KY.

Ownership

‪‪29.46 M‬‬

Free Float shares

‪‪26.94 M‬‬ (91.42%)

Closely held shares

‪‪2.53 M‬‬ (8.58%)

Free Float shares

‪‪26.94 M‬‬ (91.42%)

Closely held shares

‪‪2.53 M‬‬ (8.58%)

Capital structure

Market cap

‪‪2.04 B‬‬

Debt

‪‪527.49 M‬‬

Cash & equivalents

‪‪78.92 M‬‬

Enterprise value

‪‪2.48 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary

‪‪2.04 B‬‬

Price to earning ratio (P/E)

17.67x

Price to sales ratio (P/S)

3.99x

Market Cap

Net income

Revenue

Price to earning ratio (P/E)

17.67x

Price to sales ratio (P/S)

3.99x

Valuation ratios

‪0.00‬

‪1.10‬

‪2.20‬

‪3.30‬

‪4.40‬

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪0.00‬

‪5.00‬

‪10.00‬

‪15.00‬

‪20.00‬

P/E

P/S

Growth and Profitability

Company’s recent performance and margins

Performance

‪15.0%‬

‪17.5%‬

‪20.0%‬

‪22.5%‬

‪25.0%‬

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪0.00‬

‪‪35.00 M‬‬

‪‪70.00 M‬‬

‪‪105.00 M‬‬

‪‪140.00 M‬‬

Total revenue

Net income

Net margin %

Revenue to profit conversion

Total revenue

Int. expense & PCL

Non-int. expense

Op income

Unusual income/ expense

Pretax income

Taxes & Other

Net income

‪0.00‬

‪‪35.00 M‬‬

‪‪70.00 M‬‬

‪‪105.00 M‬‬

‪‪140.00 M‬‬

Total revenue

Int. & Non-int. expenses

Op income

Expenses & adjustments

Net income

‪0.00‬

‪‪35.00 M‬‬

‪‪70.00 M‬‬

‪‪105.00 M‬‬

‪‪140.00 M‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business

Period: 2024

Commercial Banking

Wealth Management and Trust

By country

Period: 2024

United States

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue

Q1 '24

Q2 '24

Q3 '24

Q4 '24

Q1 '25

‪0.00‬

‪‪25.00 M‬‬

‪‪50.00 M‬‬

‪‪75.00 M‬‬

‪‪100.00 M‬‬

Actual

Estimate

Earnings

Next:Apr 23, 2025

Q1 '24

Q2 '24

Q3 '24

Q4 '24

Q1 '25

‪0.00‬

‪0.30‬

‪0.60‬

‪0.90‬

‪1.20‬

Actual

Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary

31.34%

Earnings retained

Payout ratio (TTM)

Dividend yield TTM

1.77%

Last payment

0.31

Last ex-date

Mar 17, 2025

Dividend history

‪1.5%‬

‪1.8%‬

‪2.1%‬

‪2.4%‬

‪2.7%‬

2020

2021

2022

2023

2024

‪0.00‬

‪0.35‬

‪0.70‬

‪1.05‬

‪1.40‬

Dividends per share (FY)

Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪‪−2.50 B‬‬

‪0.00‬

‪‪2.50 B‬‬

‪‪5.00 B‬‬

‪‪7.50 B‬‬

Net loans

Total deposits

Loan loss allowances

Capital adequacy analysis

Q4 '23

Q1 '24

Q2 '24

Q3 '24

Q4 '24

‪0.00‬

‪3.50‬

‪7.00‬

‪10.50‬

‪14.00‬

Common equity Tier 1 ratio

Tier 1 capital ratio

Total capital ratio