ES Bancshares, Inc.EE

ES Bancshares, Inc.

6.55USDD
+0.10+1.55%
At close at Mar 7, 20:59 GMT
USD
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ESBS fundamentals

Key facts

Market capitalization‪43.64 M‬USD
Founded2004
CEOPhilip A. Guarnieri
Websiteesbna.com
About

ES Bancshares, Inc. operates as a bank holding company. It provides commercial banking products and services including annuities and mutual funds, merchant credit and debit card processing, automated teller machines, cash management services, online banking services, safe deposit boxes, and individual retirement accounts. The company was founded in June 2004 and is headquartered in Staten Island, NY.

Ownership
‪‪6.66 M‬‬
Free Float shares
‪‪6.64 M‬‬ (99.58%)
Closely held shares
‪‪28.25 K‬‬ (0.42%)
Free Float shares
‪‪6.64 M‬‬ (99.58%)
Closely held shares
‪‪28.25 K‬‬ (0.42%)
Capital structure
Market cap
‪‪43.64 M‬‬
Debt
‪‪68.04 M‬‬
Cash & equivalents
‪‪26.71 M‬‬
Enterprise value
‪‪84.97 M‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪43.64 M‬‬
Price to earning ratio (P/E)
52.65x
Price to sales ratio (P/S)
1.35x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
52.65x
Price to sales ratio (P/S)
1.35x
Valuation ratios
‪0.00‬
‪0.40‬
‪0.80‬
‪1.20‬
‪1.60‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪40.00‬
‪80.00‬
‪120.00‬
‪160.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪−2.5%‬
‪0.0%‬
‪2.5%‬
‪5.0%‬
‪7.5%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−3.00 M‬‬
‪0.00‬
‪‪3.00 M‬‬
‪‪6.00 M‬‬
‪‪9.00 M‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪2.10 M‬‬
‪‪4.20 M‬‬
‪‪6.30 M‬‬
‪‪8.40 M‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪2.10 M‬‬
‪‪4.20 M‬‬
‪‪6.30 M‬‬
‪‪8.40 M‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Banking and Related Activities
By country
Period: 2024
United States

Dividends

Dividend yield, history and sustainability

ESBS does not pay dividends
The company has not previously paid dividends and at the moment there is no information about whether it is going to pay them in the future

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−200.00 M‬‬
‪0.00‬
‪‪200.00 M‬‬
‪‪400.00 M‬‬
‪‪600.00 M‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪4.00‬
‪8.00‬
‪12.00‬
‪16.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio