Somerset Trust Holding Co.SS

Somerset Trust Holding Co.

49.40USDD
+0.25+0.51%
At close at Mar 27, 18:06 GMT
USD
No trades
See on Supercharts

SOME fundamentals

Key facts

Market capitalization‪124.59 M‬USD
Founded1889
CEOSean M. Cook
About

Somerset Trust Holding Co. engages in the provision of banking solutions through its subsidiary. It offers services related to residential real estate, commercial mortgage, commercial, and consumer loans. The company was founded in 1889 and is headquartered in Somerset, PA.

Ownership
‪‪2.52 M‬‬
Free Float shares
‪‪2.51 M‬‬ (99.64%)
Closely held shares
‪‪9.10 K‬‬ (0.36%)
Free Float shares
‪‪2.51 M‬‬ (99.64%)
Closely held shares
‪‪9.10 K‬‬ (0.36%)
Capital structure
Market cap
‪‪124.59 M‬‬
Debt
‪‪264.35 M‬‬
Cash & equivalents
‪‪30.01 M‬‬
Enterprise value
‪‪358.93 M‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪124.59 M‬‬
Price to earning ratio (P/E)
5.06x
Price to sales ratio (P/S)
0.88x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
5.06x
Price to sales ratio (P/S)
0.88x
Valuation ratios
‪0.00‬
‪0.25‬
‪0.50‬
‪0.75‬
‪1.00‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪1.50‬
‪3.00‬
‪4.50‬
‪6.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪8.5%‬
‪11.5%‬
‪14.5%‬
‪17.5%‬
‪20.5%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪‪10.00 M‬‬
‪‪20.00 M‬‬
‪‪30.00 M‬‬
‪‪40.00 M‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪9.00 M‬‬
‪‪18.00 M‬‬
‪‪27.00 M‬‬
‪‪36.00 M‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪9.00 M‬‬
‪‪18.00 M‬‬
‪‪27.00 M‬‬
‪‪36.00 M‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Banking and Related Activities
By country
Period: 2024
United States

Dividends

Dividend yield, history and sustainability

Dividend summary
16.99%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
3.37%
Last payment
0.42
Last ex-date
Mar 10, 2025
Dividend history
‪3.0%‬
‪3.3%‬
‪3.6%‬
‪3.9%‬
‪4.2%‬
2020
2021
2022
2023
2024
‪0.00‬
‪0.45‬
‪0.90‬
‪1.35‬
‪1.80‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−700.00 M‬‬
‪0.00‬
‪‪700.00 M‬‬
‪‪1.40 B‬‬
‪‪2.10 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪3.50‬
‪7.00‬
‪10.50‬
‪14.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio