Redwood Capital Bancorp is a bank holding company, which engages in the business of owning and managing its wholly owned subsidiary, Redwood Capital Bank. It operates through the following portfolio segments: Commercial Real Estate, Commercial, Construction and Land, Residential, Individual, and Agriculture. The Residential segment focuses on single family residential loans. The Individual segment includes a large number of small loans scheduled to be amortized over a specific period. The company was founded in 2007 and is headquartered in Eureka, CA.