ASSOC. BANC-CORP DL-,01AA

ASSOC. BANC-CORP DL-,01

20.6EURD
−0.6−2.83%
At close at 07:03 GMT
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AB5 fundamentals

Key facts

Market capitalization‪3.60 B‬EUR
Founded1964
CEOAndrew J. Harmening
About

Associated Banc-Corp. is a holding company, which engages in banking and non-banking financial services to individuals and businesses through its subsidiaries. It operates through the following segments: Corporate and Commercial Specialty, Community, Consumer and Business, and Risk Management and Shared Services. The Corporate and Commercial Specialty segment serves customers including businesses, developers, non-profits, municipalities, and financial institutions. The Community, Consumer and Business segment provides individuals, as well as small and mid-sized businesses. The Risk Management and Shared Services segment includes corporate risk management, credit administration, finance, treasury, operations, and technology shared functions. The company was founded in 1964 and is headquartered in Green Bay, WI.

Ownership
‪‪166.25 M‬‬
Free Float shares
‪‪164.51 M‬‬ (98.95%)
Closely held shares
‪‪1.74 M‬‬ (1.05%)
Free Float shares
‪‪164.51 M‬‬ (98.95%)
Closely held shares
‪‪1.74 M‬‬ (1.05%)
Capital structure
Market cap
‪‪3.60 B‬‬
Debt
‪‪3.54 B‬‬
Preferred stock
‪‪187.51 M‬‬
Cash & equivalents
‪‪525.55 M‬‬
Enterprise value
‪‪6.80 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪3.60 B‬‬
Price to earning ratio (P/E)
30.75x
Price to sales ratio (P/S)
1.77x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
30.75x
Price to sales ratio (P/S)
1.77x
Valuation ratios
‪0.00‬
‪0.50‬
‪1.00‬
‪1.50‬
‪2.00‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪8.00‬
‪16.00‬
‪24.00‬
‪32.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪−60%‬
‪−40%‬
‪−20%‬
‪0%‬
‪20%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−200.00 M‬‬
‪0.00‬
‪‪200.00 M‬‬
‪‪400.00 M‬‬
‪‪600.00 M‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪‪−320.00 M‬‬
‪‪−160.00 M‬‬
‪0.00‬
‪‪160.00 M‬‬
‪‪320.00 M‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪‪−320.00 M‬‬
‪‪−160.00 M‬‬
‪0.00‬
‪‪160.00 M‬‬
‪‪320.00 M‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Community, Consumer, and Business
Corporate and Commercial Specialty
By country
Period: 2024
United States

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪90.00 M‬‬
‪‪180.00 M‬‬
‪‪270.00 M‬‬
‪‪360.00 M‬‬
Actual
Estimate
Earnings
Next:Apr 17, 2025
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪0.15‬
‪0.30‬
‪0.45‬
‪0.60‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
115.36%
Payout ratio (TTM)
Dividend yield TTM
3.81%
Last payment
0.219
Last ex-date
Mar 3, 2025
Dividend history
‪3.00%‬
‪3.35%‬
‪3.70%‬
‪4.05%‬
‪4.40%‬
2020
2021
2022
2023
2024
‪0.00‬
‪0.25‬
‪0.50‬
‪0.75‬
‪1.00‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−12.00 B‬‬
‪0.00‬
‪‪12.00 B‬‬
‪‪24.00 B‬‬
‪‪36.00 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪3.50‬
‪7.00‬
‪10.50‬
‪14.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio